Financial Framework for Sustainability of Selected Vegetable Chips Business in San Fernando, Camarines Sur

Abstract

This study assessed the financial feasibility of selected vegetable chips businesses in San Fernando, Camarines Sur. It aimed to determine the financial profile in terms of capital, period of operation, operational costs, and sources of operating funds; evaluate financial performance in terms of sales revenue, break-even point, and profitability; examine the relationship between financial profile and performance; and propose a financial sustainability framework. A quantitative-descriptive research design was used with 13 vegetable chip owners. Data was collected through structured questionnaires and financial data based on respondents’ most recent year. Descriptive statistics and chi-square test of independence were used for interpretation. Findings showed that most businesses have limited capital and rely on personal savings. The results showed capital is significantly related to sales revenue, and labor is significantly related to both sales revenue and break-even point. This means that access to capital helps achieve higher sales, and adequate labor supports increased revenue and profitability. The study concludes that strong financial planning, cost control, and regular sales monitoring are vital for long-term financial sustainability. The CLAPS framework was developed to guide vegetable chips businesses toward improved financial sustainability and growth.