Purchasing Behavior, Knowledge Level, and Fatwa Regarding Zakat on Gold Jewelry

Abstract

The purpose of this study is to analyze the purchasing behavior and zakat payment on gold jewellery, to assess the level of knowledge regarding zakat on gold jewellery and related fatwas issued by the State Islamic Religious Councils (MAIN), and to compare the mean values of knowledge levels on zakat and fatwas in relation to zakat payment on gold jewellery. The study employs a convenient sampling method, using an online survey distributed in the state of Johor. Data analysis was conducted using descriptive statistics, including frequency, percentage, mean, and standard deviation, as well as inferential statistics through the Analysis of Variance (ANOVA) test. The findings reveal that Muslim individuals purchase gold for two main purposes—adornment and investment. The study shows that the majority of respondents purchase gold jewellery primarily for future investment purposes rather than solely for adornment. However, there is a possibility that those who do not pay zakat on gold jewellery lack sufficient understanding of the zakat obligations. The potential to increase zakat payment on gold jewellery will be higher when the contents of the fatwa are effectively disseminated, and when the role of the zakat institutions in Johor is strengthened in spreading information and awareness to the public.