SULAM Fusion 5 for Islamic Finance Education: A Hybrid Service-Learning Pedagogical Model Integrating Community, Industry, Maqasid Shariah, and Digital Innovation
by Buthiena Kharabsheh, Fatin Nur Aliyah, Intan Maizura Abd Rashid, Irza Hanie Abu Samah, Mohd Rasdi Zaini
Published: May 22, 2026 • DOI: 10.47772/IJRISS.2026.100500054
Abstract
This study proposes and empirically validates SULAM Fusion 5.0, an integrated pedagogical framework designed to enhance student engagement and learning outcomes through the convergence of community engagement, industry collaboration, ethical integration, technological adoption, and outcome-based education. Grounded in experiential learning theory and value-based education, this research adopts a mixed-method approach, combining Partial Least Squares Structural Equation Modeling (PLS-SEM) and thematic analysis using NVivo. Data were collected from university students participating in SULAM-based courses. The findings demonstrate that all five constructs significantly influence student engagement, which in turn mediates the relationship between pedagogical practices and learning outcomes. The qualitative findings further support the quantitative results, revealing themes of experiential relevance, ethical awareness, and digital empowerment. This study contributes to the advancement of service-learning pedagogy by offering a scalable and holistic model suitable for higher education institutions globally.